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Storm and hurricane debris across a property

Storm & Hurricane Damage Restoration in Panama City

Hurricanes and severe storms hit fast and leave water, wind, and structural damage behind. We respond with emergency tarping, board-up, water extraction, and storm damage restoration.

Free visual assessment24/7 emergency responseWe bill insurance directly4.9 on Google

Storm or hurricane damage?

We stage crews before the storm. Call for 24/7 dispatch.

(305) 733-4134
24/7 Emergency ResponseLicensed & InsuredInsurance Billed DirectFree Visual Assessment4.9 Google RatingOn-Site Within HoursResidential & CommercialServing Miami & South Florida

Fast Emergency Response

We respond quickly and work efficiently without cutting corners, delivering reliable results through professional restoration work.

Licensed & Insured

Our team is fully licensed and insured, with every job handled safely and to professional industry standards.

Quality Work You Can Rely On

We stand behind our work and hold every project to clear quality expectations from start to finish.

Locally Owned & Operated

We're rooted in the community and committed to honest work that builds trust, not quick fixes.

What actually causes damage in Panama City.

Hurricane Michael came ashore at Mexico Beach on 10 October 2018 as a Category 5, and its wind tore through Panama City, Lynn Haven, Callaway, and Tyndall. Bay County rebuilt a huge share of its roofs in a short window, and the work we see now is a mix of new emergencies and buildings where that rebuild did not hold.

Gutted interior with exposed framing and drying equipment during reconstruction
01

Wind damage that opens the building envelope

In Bay County the typical storm loss starts with wind, not water: lifted roof decking, torn soffits, and broken windows. Once the envelope is open, every rain afterwards puts more water into the ceiling and walls, so the drying and the temporary protection have to happen together.

02

Vacation rentals and Gulf-front condos

On Panama City Beach a leak is often found by a guest or a cleaner, not the owner. Between turnovers, a supply line or AC drain can run for days, and in a condo the water travels down into the units below before anyone reports it.

03

Bayou-front homes and a high water table

Around St. Andrew Bay and its bayous, ground is low and groundwater is shallow. Heavy rain and tropical storm tides push water into garages and ground floors, and slab moisture lingers long after the surface looks dry.

Get your free visual storm damage assessment

Tell us what happened and a Swift advisor calls you back, usually within the hour. No obligation, and we bill your insurance directly.

(305) 733-4134
Swift Response Restoration crew reviewing plans beside their box truck outside a Miami home

Request a callback

30 seconds. Free visual assessment, no obligation.

No obligation · Response within hours

What storm water does while you wait

A breached roof or window keeps letting water in with every band of rain. The damage spreads until the opening is sealed and the structure is dried.

Minutes

Water gets in

Wind-driven rain enters through roof, window and door breaches and soaks attic insulation and ceilings.

Hours

Ceilings and walls saturate

Water tracks down framing, drywall sags and stains, and flooring below starts to buckle.

24 to 48 hrs

Mold can start

Wet insulation and framing in a humid Florida attic are exactly where mold takes hold first.

Every new rain

It happens again

Until the breach is tarped and sealed, each shower re-wets the same materials and reaches new rooms.

Storm hit? Do this, not that.

Do this right now

  • Tarp and board up

    Cover roof openings and broken windows fast to stop more water getting in.

  • Photograph before cleanup

    Document every point of damage the moment it’s safe, for your claim.

  • Stay clear of downed lines

    Treat every fallen wire as live and keep your distance.

Please don't

  • Don’t enter unsafe structures

    If the building is compromised, wait for a professional assessment.

  • Don’t drive through flood water

    It can hide washouts and live current; turn around, don’t drown.

  • Don’t delay the claim

    Storm claims move slowly when documentation is thin; start early.

Storm damage? Get it handled today.Get a Free Visual Assessment

Storm damage we mitigate

Wind, water, and debris hit at once. We handle the full recovery, from the first emergency tarp to the final restoration.

Hurricane & tropical-storm damage

Full-scale recovery from named storms, staged and ready before the season starts.

Emergency roof tarping & board-up

The critical first step. We secure your roof and openings within hours to stop further water intrusion.

Wind & fallen-tree damage

We remove debris, assess structural impact, and repair damage from high winds and downed trees.

Flood water extraction & structural drying

Standing water is removed and the structure dried before mold and rot set in.

Roof, siding & window repair

We seal and protect the building envelope so your property is secured against further damage.

Debris removal & restoration

From cleanup to full restoration, back to pre-loss condition, one team throughout.

Commercial storm recovery

Fast, large-scale response for businesses and multi-unit properties that can’t afford extended downtime.

Storm hit your property? We’re staged and ready.Get a Free Visual Assessment
Swift Restoration response truck staged for storm dispatch

Our storm restoration process

A structured, insurance-ready response. You make one call, we handle securing, drying, and restoration.

01

One Call

24/7 dispatcher starts your storm response immediately.

02

Secure the Property

Emergency tarping and board-up stop further water intrusion and damage.

03

Extract & Dry

Standing water removed and the structure dried before mold and rot set in.

04

Mitigate

We stabilize and protect the roof and structure to prevent further loss.

Ready to start your storm restoration?Get a Free Visual Assessment

We handle your storm claim

Storm claims move slowly when documentation is thin. We photograph and inventory every point of damage the moment we arrive and bill your insurer or public adjuster directly, so your claim holds up with no upfront cost on covered claims. If you choose not to file, or the claim is denied, you're responsible for payment.

(305) 733-4134

What Our Clients
Say About Us

Swift Restoration is trusted by thousands of homeowners and businesses across Florida.

4.9 on Google
"A pipe burst while we were on vacation and Swift had a crew at our door within the hour. They extracted the water, dried everything, and dealt with our insurance directly. We never lifted a finger."
Sarah J.Homeowner, Miami FL

Crews and equipment staged where the storms hit.

Staged Statewide

Crews and equipment positioned across Florida so we respond the moment it’s safe.

Licensed & Insured

Every job handled safely and to professional industry standards.

Insurance Documented

Photos and a full loss inventory so your storm claim holds up.

Want a licensed tech on-site?Get a Free Visual Assessment

Storm damage restoration across Panama City

Bay County work runs up the Turnpike and I-75 from our Miami base and west along I-10, covering Panama City, Panama City Beach, Lynn Haven, and Mexico Beach.

Water, Fire, Mold & Storm Restoration in Panama City

Bay County, Northwest Florida

Downtown Panama CitySt. AndrewsThe CoveLynn HavenCallawayParkerSpringfieldSouthportPanama City BeachLaguna BeachMexico BeachHiland Park

Zip codes 32401 · 32404 · 32405 · 32407 · 32408 · 32409 · 32444 and surrounding

Other metros we serve

Storm damage
questions, answered

Everything worth knowing before you call, from what to do first to what insurance covers.

Stay out of unsafe areas and avoid standing water (it can hide live wires). Call us for emergency tarping to stop further damage, then document everything for your claim.

Wind and storm damage are usually covered, though hurricane deductibles and flood exclusions apply. We help document the loss so your claim is complete.

We dispatch 24/7 and aim to secure your property within hours, critical when more rain is coming.

Yes. We extract water, dry the structure, and mitigate further damage, one team from emergency response to final walkthrough.