Water Damage Restoration in Panama City
Burst pipe, roof leak, or flood? Standing water turns into rot, warped floors, and mold within days. We extract the water, dry the structure, and mitigate further damage.
Dealing with water damage right now?
Every hour counts. Call for immediate 24/7 dispatch.
Fast Emergency Response
We respond quickly and work efficiently without cutting corners, delivering reliable results through professional restoration work.
Licensed & Insured
Our team is fully licensed and insured, with every job handled safely and to professional industry standards.
Quality Work You Can Rely On
We stand behind our work and hold every project to clear quality expectations from start to finish.
Locally Owned & Operated
We're rooted in the community and committed to honest work that builds trust, not quick fixes.
What actually causes damage in Panama City.
Hurricane Michael came ashore at Mexico Beach on 10 October 2018 as a Category 5, and its wind tore through Panama City, Lynn Haven, Callaway, and Tyndall. Bay County rebuilt a huge share of its roofs in a short window, and the work we see now is a mix of new emergencies and buildings where that rebuild did not hold.
Wind damage that opens the building envelope
In Bay County the typical storm loss starts with wind, not water: lifted roof decking, torn soffits, and broken windows. Once the envelope is open, every rain afterwards puts more water into the ceiling and walls, so the drying and the temporary protection have to happen together.
Vacation rentals and Gulf-front condos
On Panama City Beach a leak is often found by a guest or a cleaner, not the owner. Between turnovers, a supply line or AC drain can run for days, and in a condo the water travels down into the units below before anyone reports it.
Bayou-front homes and a high water table
Around St. Andrew Bay and its bayous, ground is low and groundwater is shallow. Heavy rain and tropical storm tides push water into garages and ground floors, and slab moisture lingers long after the surface looks dry.
Get your free visual water damage assessment
Tell us what happened and a Swift advisor calls you back, usually within the hour. No obligation, and we bill your insurance directly.
(305) 733-4134
Recent Water Restorations
Real jobs across Florida, from thermal moisture detection to full restoration.
Thermal Moisture Detection
Flood Cut & Containment
Structural Drying
Emergency Response Fleet
Commercial Ceiling Restoration
Moisture Metering
Post-Loss Restoration
Storm Damage Assessment
What standing water does while you wait
Water damage is a clock, not a mess. The longer materials stay wet, the more has to be torn out instead of dried.
Minutes
Water spreads
It wicks into flooring, drywall, subfloor and cabinets, well beyond where you can see it.
Hours
Materials swell
Drywall softens, wood flooring cups, furniture finishes bleed and indoor humidity climbs.
24 to 48 hrs
Mold can start
Damp drywall, carpet pad and framing become a food source. Odors follow close behind.
1 week+
Damage becomes structural
Framing warps, mold spreads through cavities, and a dry-out job turns into a rebuild.
Water damage? Do this, not that.
Do this right now
Shut off the water
Close the main valve to stop more water entering the property.
Cut power if it’s safe
Switch off electricity to wet areas, only if you can reach the panel safely.
Document everything
Photograph the water and damage before cleanup for your insurance claim.
Please don't
Don’t wait it out
Mold starts within 24–48 hours; every hour of standing water spreads the damage.
Don’t use a home vacuum
Household vacuums aren’t rated for water and can short out or cause a shock.
Don’t walk through standing water
It can hide live wires and contaminants; stay out until it’s safe.
Water damage we mitigate every day
From a slow supply-line leak to a full storm-surge flood, we trace how far the water traveled and dry it out completely, not just where it’s visible.
Burst & leaking pipes
Failed supply lines, pinhole leaks, and slab leaks caught early save floors and framing. We locate the source, stop it, and dry the structure before mold takes hold.
Roof & ceiling leaks
Storm-driven rain and aging roofs let water track down through ceilings and walls. We dry the cavity and coordinate the roof repair so it doesn’t happen again.
Appliance overflows
Water heaters, washing machines, dishwashers, and A/C condensate lines fail without warning. We extract the water and check for hidden moisture under cabinets and flooring.
Sewage & drain backups
Contaminated “black water” is a health hazard. We remove it safely, sanitize every affected surface, and dispose of unsalvageable materials to code.
Storm & flood water
Hurricanes and heavy South Florida rain push water into homes fast. We handle large-loss extraction and structural drying for both residential and commercial properties.
Basement & crawlspace intrusion
Standing water and chronic damp below the living space breed mold and rot. We dry it out and address the moisture source.
Commercial water losses
Offices, restaurants, retail, and multi-unit buildings. We work around your operations to minimize downtime and get you back open.
Our water damage restoration process
A structured, insurance-ready response. You make one call, we handle extraction, drying, and restoration.
One Call
A live dispatcher answers 24/7 and starts your response immediately.
Rapid Dispatch & Inspection
Licensed techs arrive within hours and map moisture with meters and thermal imaging.
Extract & Dry
Truck-mounted extraction, then commercial air movers and dehumidifiers until the structure reads dry.
Mitigate
We remove unsalvageable materials and treat the structure to stop mold and further damage.
We handle your insurance claim
Most policies cover sudden water damage. We document every affected surface, photograph the loss, and bill your insurer or public adjuster directly, so your claim moves faster with no upfront cost on covered claims. If you choose not to file, or the claim is denied, you're responsible for payment.
(305) 733-4134What Our Clients
Say About Us
Swift Restoration is trusted by thousands of homeowners and businesses across Florida.
"A pipe burst while we were on vacation and Swift had a crew at our door within the hour. They extracted the water, dried everything, and dealt with our insurance directly. We never lifted a finger."
One team, from the first call to fully dry.
Licensed & Insured
Every job handled safely and to professional industry standards.
Dried to IICRC Standard
We monitor and document moisture until the structure reads dry, no guesswork.
Insurance Documented
Photos, readings, and a full loss record so your claim holds up.
Water damage restoration across Panama City
Bay County work runs up the Turnpike and I-75 from our Miami base and west along I-10, covering Panama City, Panama City Beach, Lynn Haven, and Mexico Beach.
Bay County, Northwest Florida
Zip codes 32401 · 32404 · 32405 · 32407 · 32408 · 32409 · 32444 and surrounding
Other metros we serve
Water damage
questions, answered
Everything worth knowing before you call, from how fast to act to what insurance covers.
Within 24–48 hours. After that, mold begins to grow and drywall, flooring, and framing start to fail. Call the moment you notice water.
Sudden, accidental water damage (burst pipe, appliance overflow) is typically covered. Gradual leaks and flooding may need separate coverage. We help you document and file.
Fans alone rarely reach water trapped inside walls and subfloors. Professional-grade dehumidification prevents the hidden moisture that causes mold.
Extraction and drying usually take 3–5 days; full restoration time depends on the damage. We give a clear timeline after the free visual assessment.